All careersBusiness & finance

Bill & Account Collector

$46,040
median pay per year
full range coming in the next data update

What the job actually is

Contact people with overdue bills, arrange payment plans, and keep records of accounts and promises to pay.

Where you work

Call centers and offices

The hours

Full-time, some evening shifts

By the numbers

May 2024–25 BLS wage data · 2024–34 BLS employment projections.

Median pay
$46,040
per year
What most earn
range coming soon
Openings a year
~13,700
projected, 2024–34
Outlook to 2034
-11%
Declining
Working in the U.S.
166,900
people, nationwide

Openings a year counts new jobs plus the ones that open when people retire or move on — a truer picture of your odds than growth alone.

“Median” means half earn more and half earn less. Your city, employer, and years on the job move it a lot — that is what the 10th-to-90th range shows.

How you get in

Typical starting education

High school / no degree

Training path: On-the-job training, paid.

License or certification

No license required to start in most places.

You can earn while you train. This field has a genuinely paid pathway in — an apprenticeship, a paid academy, or employer-funded training — so you draw a paycheck instead of taking on debt to learn it.

What it takes

NegotiationPhone communicationRecordkeepingPatience

The honest take

Automated dialers and self-service payment are shrinking this one — a phone-and-negotiation job under real pressure.

Standard Occupational Classification 43-3011. Pay, employment, and outlook from the U.S. Bureau of Labor Statistics (OEWS wage survey and 2024–34 employment projections). See something off? Tell us.