Evaluate insurance applications, decide what to cover, and set the price of each policy.
You may also see this posted as: Account Underwriter, Life Underwriter, Personal Lines Underwriter, Underwriter, Automobile and Property Underwriter, Commercial Lines Underwriter.
Insurance company offices.
Regular full-time weekday schedule
Conventional
organizing information, following systems, and getting details right
Enterprising
leading, persuading, selling, or turning an idea into action
Investigative
solving problems, analyzing evidence, and figuring out how things work
O*NET job zone 4 of 5
High preparation—usually a four-year degree plus experience—is common.
Examples employers report—not a checklist you must already know.
May 2025 BLS wage & employment data · 2024–34 BLS employment projections.
Openings a year counts new jobs plus the ones that open when people retire or move on — a truer picture of your odds than growth alone.
“Median” means half earn more and half earn less. Your city, employer, and years on the job move it a lot — that is what the 10th-to-90th range shows.
Statewide medians are a better starting point than the national number. Your city and experience still matter.
Bachelor's degree
Training path: Bachelor's degree.
Related work experience: None.
On-the-job training: Moderate-term on-the-job training.
No license required to start in most places.
Licensing rules and available programs change by state. These federal tools take you to the current official listings.
Declining as software handles routine decisions, but complex risks still need human judgment.
Run the Reality Check — build the life you want and see the salary it takes, then compare it to this one.
Browse verified internships, fellowships, and programs — many paid — that lead into fields like this.
Free resume templates, interview practice, and getting-hired guides in the Careers kit.
Standard Occupational Classification 13-2053. Pay and employment from the BLS May 2025 OEWS survey; outlook and openings from the 2024–34 employment projections; job context from the Occupational Outlook Handbook; tasks, interests, work styles, software examples, and job zone from O*NET 30.3. See something off? Tell us.