A guided path

Pay off debt.

A plan you can actually run, whatever you owe and whoever's calling.

4 milestones · 12 guides · your progress saves on this device, no account needed.

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Getting Out of Debt: Start Where You're Standing

1

You are here

See the whole picture without panic

You can't plan around debts you haven't listed, and order matters when money is tight.

Getting Out of Debt: Start Where You're Standing4 min read

When You Can't Pay Every Bill: What to Pay First6 min read

What Actually Happens If You Can't Pay Your Debts6 min read

2

Pick your payoff method and run the numbers

Avalanche or snowball: a method you'll stick with beats a perfect one you won't.

How to Pay Off a Credit Card and Stay Off the Treadmill6 min read

Balance Transfers and Consolidation Loans6 min read

Debt Settlement vs. Consolidation vs. Counseling6 min read

Debt Payoff CalculatorCalculator

3

Handle collectors from strength

Collectors follow rules. Knowing them changes every conversation.

Your Rights When a Debt Collector Calls6 min read

Collections, From First Notice to Gone6 min read

Negotiating and Restructuring Debt6 min read

Course: The Debt Comeback6 guides + final

4

Close the doors debt came in through

The payday-loan and 'fix it fast' industries are waiting for a weak week.

Need Cash Fast? Your Options, Ranked7 min read

Payday Loans and Predatory Lending7 min read

Avoiding Debt-Relief and 'Fix Your Credit Fast' Scams6 min read

Want the wider view?

This path is the guided lane through Government Aid & Debt Relief. The full library is always there when you want to wander, and if this isn't the right goal, pick a different path.