Analyze financial data to judge the risk of lending money to people or businesses.
You may also see this posted as: Credit Administrator, Credit Officer, Credit Representative, Credit and Collections Analyst, Credit Risk Analyst, Municipal Fixed Income Analyst.
Offices at banks and lenders
Full time, regular hours
Conventional
organizing information, following systems, and getting details right
Enterprising
leading, persuading, selling, or turning an idea into action
Investigative
solving problems, analyzing evidence, and figuring out how things work
O*NET job zone 4 of 5
High preparation—usually a four-year degree plus experience—is common.
Examples employers report—not a checklist you must already know.
May 2025 BLS wage & employment data · 2024–34 BLS employment projections.
Openings a year counts new jobs plus the ones that open when people retire or move on — a truer picture of your odds than growth alone.
“Median” means half earn more and half earn less. Your city, employer, and years on the job move it a lot — that is what the 10th-to-90th range shows.
Statewide medians are a better starting point than the national number. Your city and experience still matter.
Bachelor's degree
Training path: Bachelor's in finance or accounting.
Related work experience: None.
On-the-job training: None.
No license required to start in most places.
Licensing rules and available programs change by state. These federal tools take you to the current official listings.
Reviews the finances of people and businesses to judge how risky it is to lend to them.
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Standard Occupational Classification 13-2041. Pay and employment from the BLS May 2025 OEWS survey; outlook and openings from the 2024–34 employment projections; tasks, interests, work styles, software examples, and job zone from O*NET 30.3. See something off? Tell us.