All careersBusiness & finance

Credit Analyst

$80,970
median pay per year
full range coming in the next data update

What the job actually is

Analyze financial data to judge the risk of lending money to people or businesses.

Where you work

Offices at banks and lenders

The hours

Full time, regular hours

By the numbers

May 2024–25 BLS wage data · 2024–34 BLS employment projections.

Median pay
$80,970
per year
What most earn
range coming soon
Openings a year
~3,700
projected, 2024–34
Outlook to 2034
-4%
Declining
Working in the U.S.
67,800
people, nationwide

Openings a year counts new jobs plus the ones that open when people retire or move on — a truer picture of your odds than growth alone.

“Median” means half earn more and half earn less. Your city, employer, and years on the job move it a lot — that is what the 10th-to-90th range shows.

How you get in

Typical starting education

Bachelor's degree

Training path: Bachelor's in finance or accounting.

License or certification

No license required to start in most places.

What it takes

Financial analysisMathAttention to detailReport writing

The honest take

Reviews the finances of people and businesses to judge how risky it is to lend to them.

Standard Occupational Classification 13-2041. Pay, employment, and outlook from the U.S. Bureau of Labor Statistics (OEWS wage survey and 2024–34 employment projections). See something off? Tell us.