Keep more of what your money earns.
You've made your first investment; this is the second gear. The quiet fees that eat decades of growth, what dividends and taxes actually take, the funds that run themselves, and how to hold steady when the market drops.
6 guides · about 33 minutes of reading · 42 flashcards · 6-question final
In order; each guide builds on the one before it.
Funds never send you a bill. The fee comes out anyway, and over decades it can cost more than you'd believe.
Some investments pay you cash while you hold them. What dividends are, what to do with them, and the yield trap to avoid.
The fund with a year in its name is the closest thing investing has to autopilot. Here's how it works and what to watch.
Apps that invest for you have real strengths and a real cost. An honest comparison against doing it yourself.
Selling at a profit, collecting dividends: the IRS wants a word. The rules are friendlier than you'd guess, especially if you're patient.
Someday your balance will drop hard and fast. Knowing the vocabulary and the history now is what keeps you calm then.
Every definition you'll meet in this module's guides, pulled straight from the glossary. Flip through before the final: if a term feels fuzzy, the guide it came from is one click back up the page.
Pass it and the Invest Smarter badge is yours.