Free TemplatesFree forever

Spreadsheets that do the math for you.

Download, open in Excel, Google Sheets, or Numbers, and start filling in. The totals update on their own: no formulas to set up, no sign-up, nothing saved to our servers.

Monthly Budget

Map your income against your spending and see what's left. The totals add themselves up as you type.

  • Income and 11 expense categories, ready to edit
  • Auto-totaling planned vs. actual columns
  • A live “left over” number so you always know where you stand
Try the Budget Planner

Debt Payoff Tracker

List every debt in one place, watch the totals, and pick a payoff order: snowball or avalanche.

  • Balance, APR, and minimum payment for each debt
  • Auto-totaling balance and monthly payment
  • Built-in snowball vs. avalanche guidance
Try the Debt Payoff Calculator

Savings Goal Worksheet

Set a goal, enter what you can save each month, and the sheet tells you how long it'll take.

  • A single-goal calculator that finds your timeline
  • A multi-goal table for tracking several at once
  • Auto-calculated “still to save” and “months to reach it”
Try the Savings Goal Calculator

First Resume (No Experience)

A one-page resume built for people with no work history yet — every section explains what to put in it as you fill it in.

  • Sections that replace job history: projects, activities, caregiving, side money
  • The bullet formula baked into every placeholder
  • One page, plain formatting — the layout hiring managers actually want
Read: A Resume With No Work Experience

Student Resume (Some Experience)

For when you've had a job or two: experience up top, education and activities behind it, all in one clean page.

  • Experience-first layout with result-focused bullet prompts
  • Education, activities, and skills sections ready to trim
  • Same one-page, no-graphics format employers scan fastest
Read: Reading Your First Job Offer

Simple Cover Letter

Three short paragraphs: the role, your proof, your ask. Each placeholder shows a worked example to steal the shape of.

  • The three-paragraph scaffold with example sentences
  • A header that matches the resume templates
  • Short enough that you'll actually send it
Read: Your First Interview, Without the Panic

Prefer to run the numbers without a download? Every template has a live calculator version under Tools. Want a printable paper version? Let us know.