Free Tools

Run your real numbers.

Each calculator answers one question and updates as you type. No sign-up, nothing saved to our servers, no catch.

Not sure which tool? The Budget Planner does the most. start there.

Start with the fun one

Pick the life you want. See the salary it takes.

Choose your apartment, car, groceries, and a little fun; the Reality Check works backward to the real paycheck that covers it, taxed for your state.

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Free downloadable templates

Rather work in your own spreadsheet? Download a budget, debt tracker, or savings worksheet; they total themselves up. Open in Excel, Google Sheets, or Numbers.

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