Mini quiz

How solid is your credit?

Five questions pulled from across the guides. Wrong answers aren't a problem here; each one links you straight to the guide that covers it.

5 questions, drawn from across the guides. Nothing is graded or sent anywhere.

  1. 1.A collector calls about a debt you don't recognize. What's the move?

  2. 2.A $300 hospital bill slipped through the cracks and went to collections. Will it show up on your credit report?

  3. 3.An uncle insists you should leave a small balance on your card each month so the bank sees you 'using' credit. What's the truth?

  4. 4.You paid a service to report your rent, and the score in your free credit app went up. Then a lender's check showed no change. Why?

  5. 5.You set up a credit freeze at Equifax after a breach letter. Is your file locked?

Want the questions to feel easy? Read the Credit guides in order and come back.