Advise clients on budgeting, debt, and credit, and help them build plans to repay what they owe.
You may also see this posted as: Certified Consumer Credit and Housing Counselor, Certified Credit Counselor, Housing Counselor, Accredited Financial Counselor, Certified Credit and Housing Counselor, Certified Credit Consultant.
Offices, phone, or remote
Full time, regular hours
Conventional
organizing information, following systems, and getting details right
Social
helping, teaching, caring for, or supporting other people
Enterprising
leading, persuading, selling, or turning an idea into action
O*NET job zone 4 of 5
High preparation—usually a four-year degree plus experience—is common.
Examples employers report—not a checklist you must already know.
May 2025 BLS wage & employment data · 2024–34 BLS employment projections.
Openings a year counts new jobs plus the ones that open when people retire or move on — a truer picture of your odds than growth alone.
“Median” means half earn more and half earn less. Your city, employer, and years on the job move it a lot — that is what the 10th-to-90th range shows.
BLS estimates 1.4% of workers in this occupation are self-employed.
Statewide medians are a better starting point than the national number. Your city and experience still matter.
Bachelor's degree
Training path: Bachelor's plus on-the-job training.
Related work experience: None.
On-the-job training: Moderate-term on-the-job training.
No state license; voluntary certifications in credit counseling can help.
Licensing rules and available programs change by state. These federal tools take you to the current official listings.
Helps people manage debt and build budgets, often at nonprofits or financial firms.
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Free resume templates, interview practice, and getting-hired guides in the Careers kit.
Standard Occupational Classification 13-2071. Pay and employment from the BLS May 2025 OEWS survey; outlook and openings from the 2024–34 employment projections; job context from the Occupational Outlook Handbook; tasks, interests, work styles, software examples, and job zone from O*NET 30.3. See something off? Tell us.