Debt-to-Income

The number lenders look at.

Your debt-to-income ratio compares what you owe each month to what you earn. It shapes whether you'll qualify for an apartment, a car, or a loan.

Debt PayoffAuto LoanMortgageCredit Card PayoffDebt-to-Income
1

Your income

$
2

Monthly debt payments

$
$
$
$
$

Include only debt payments. Utilities, groceries, and subscriptions don't count.

Your debt-to-income

—

Enter your income to start

Estimates only, for planning. Not financial advice.

Saved on this device only; no account needed.